Residential Care Homes – CBRFs
Residential care homes can be considered as assisted living in a home setting. Typically individuals or families run residential care homes with multiple bedrooms. If a senior is comfortable in a home setting, but needs assistance for day to day activities, then this option may be more viable.
However, unlike full fledged, large sized assisted living communities, there may not be nursing and medical care availability in residential care homes. If the senior is medically fit, then residential care homes can be chosen.
In certain states residential care homes are licensed as community based residential facilities or CBRFs.
Also, it is essential to evaluate the language and cultural implications on a senior when moving to such facilities.
The most positive aspect of using a residential care home is that the senior might like the small home like setting and the familiarity with the caregivers as they tend to be like family members.
What is offered in Residential Care Homes?
- Room and board
- Meals and snacks
- Limited healthcare–like giving medications
- Transportation–for doctor’s appointments and recreational activities like shopping
- Household chores–like cleaning and laundry
- Social activities–like games or parties
Residential Care Home Cost and Payment Options
The cost of care at a residential care home can depend on the size of the room, the location of the home, and the level of services that are needed. Payments are usually made out-of-pocket through private funds, through long-term-care insurance, and through Medicaid for people who are below a certain income and asset level. Life insurance settlements and senior living lines of credit can also be considered to cover costs.